Let Us Negotiate With the Banks

We handle the heavy lifting — reviewing your file, shopping your options, and fighting for terms you can actually manage.

Leadership Focus works with banks, private funders, revenue-based financing sources, and working capital providers — then helps you compare real options with full transparency on cost, payments, and structure.

We negotiate. We explain every number. We don't move forward until the structure makes sense for your business.

See What Funding Fits
🔒 Secure ProcessWe Negotiate With LendersFull Transparency on CostU.S.-Based Team
25+

Years Experience

$250K

Up to $250K

24 Hrs

Fast Funding Decisions

🔒 Safe

Protected Process

10+

Lender Sources

1:1

Direct Manager Access

Why Business Owners Let Us Handle the Negotiation

Most business owners don't have time to shop 10 lenders, decode confusing terms, or fight for a better rate. That's exactly what we do — so you don't have to.

We Negotiate With Multiple Lenders

We don't send your file to one place and hope for the best. We work across banks, private funders, and revenue-based sources to find the most competitive structure available for your situation.

We Break Down Every Number

Rate, payment frequency, total cost, factor rate, holdback — we explain it all in plain English before you sign anything. No surprises. No fine print you didn't understand.

We Push for Terms You Can Afford

If the first offer doesn't work for your cash flow, we push back. Our job is to get you to a payment structure that doesn't break your business.

Your File Is Already Started

If you came through one of our funding links, we already have your basics. That means less paperwork, faster review, and more time focused on finding the right fit.

Complete Transparency — Always

We tell you what we're seeing, what funders are looking for, and what your realistic options are. No pressure. No bait-and-switch. Just straight answers.

Your Information Is Protected. Your Terms Are Negotiated.

Every detail you share with us — your revenue, deposits, funding purpose, and business information — is handled in a secure environment and used only to fight for the best available funding structure for your business.

Your information is never shared without your knowledge or consent

All funding details handled securely from intake through approval

Documents used only to evaluate and negotiate your funding options

Direct line to a funding manager — not a bot, not a call center

We walk you through every term before anything moves forward


Access to Multiple Funding Paths — We Shop Them All

We don't limit your options to one lender's box. Leadership Focus works across a network of banks, private funders, revenue-based financing providers, and business lending sources — then negotiates to find the structure that fits your cash flow, not just what's easiest to approve.

Working Capital

Revenue-Based Funding

Merchant Cash Advance

Consolidation Options

Equipment Funding

Inventory Funding

Expansion Capital

Longer-Term Financing

Business owners often compare options from well-known funding companies such as OnDeck, Fora Financial, Rapid Finance, National Funding, Kapitus, Credibly, and others. We help you understand which structure may fit your situation and where your file makes the most sense. These are examples of market providers — not guaranteed partners.

We Help You Get Funded — On Terms That Work

Working Capital That Doesn't Crush You

We find working capital options with payment structures built around your actual cash flow — not just what the lender wants.

Growth Funding You Can Manage

Expansion, hiring, new locations — we help you fund growth without locking you into payments that slow you down.

Equipment & Vehicle Financing

Tools, trucks, machines, upgrades — we find financing that matches the life of the asset, not just the fastest approval.

Inventory Funding That Moves With You

Seasonal stock, supplier orders, bulk buys — we help you fund inventory without draining your operating cash.

Restructure Existing Payments

Stuck in daily or weekly MCA payments? We review your current position and look for consolidation or restructuring options that give you breathing room.

Faster Because You're Already Started

Your basics are on file. We skip the back-and-forth and go straight to finding the right structure for your business.


Three Steps. One Conversation. Real Answers.

You don't need to start from scratch. If your information is already started, here's what happens next:

We Review Your File

We confirm your requested amount, revenue, funding purpose, and current position — then identify which funding paths make sense.

We Negotiate on Your Behalf

We go to our network of banks, private funders, and financing sources and push for the most manageable terms available for your profile.

You Get a Clear Answer

We explain exactly what's available, what it costs, what the payments look like, and whether it makes sense. Then you decide — no pressure.

One conversation. Full transparency. No obligation to accept anything that doesn't fit.

A Funding Team Working for You — Not the Lender

When you work with Leadership Focus, you have an experienced team in your corner. Rick Kingston and Eric Smith work directly with your file — reviewing your position, negotiating with funding sources, and making sure you understand every option before anything moves forward.

Richard Kingston

Owner, Leader & Senior Funding Manager

With 25+ years working with small business owners, Rick leads every funding negotiation at Leadership Focus. He knows how lenders think — and how to push for terms that actually work for your business.

Eric White

Partner & Funding Manager

Eric works directly with incoming files and business owners to move funding requests forward clearly and efficiently. He helps owners understand what's needed, what options are realistic, and how to get to a structure that makes sense.

Together, Rick and Eric work on your behalf — not the lender's. Their goal is a funding structure you can afford, with full transparency on every number.

Funding Support for Real Operating Businesses

We work with business owners across Main Street industries — not just one trade or one category. If your business has real deposits, real revenue, and a real funding need, our team can help you understand what may be available.

Construction & Trades

Automotive & Repair

Tire Shops & Auto Retail

Restaurants & Food Businesses

Retail Stores

Cleaning & Facility Services

Trucking & Transportation

Healthcare Services

IT & Business Services

Storage Businesses

Farming & Agriculture

Media & Local Service Companies

Professional Services

Local Operators

If your business generates revenue and you have a real funding need, we want to hear from you.

Full Transparency. Manageable Terms. No Surprises.

Before you sign anything, you'll know exactly what you're getting into. We break down every number, explain every term, and make sure the structure actually works for your business — not just the lender's bottom line.

Plain English — Always

No confusing bank language, no buried fine print. We explain rates, payments, and total cost in terms that actually make sense.

We Work for You, Not the Lender

As an independent funding team, we're not tied to any one lender's program. We shop your file and push for the most competitive terms available.

MCA & Consolidation Specialists

If you're stuck in high-frequency MCA payments, we know how to review your position and look for restructuring options that give you room to breathe.

Honest Assessment of Your File

We tell you what we're seeing — what may qualify, what may not, and what the realistic path forward looks like. No false promises.

Direct Access to Your Funding Manager

You talk to Rick or Eric directly. Not a call center. Not an automated system. A real person who knows your file.

Zero Pressure — Ever

We don't make money by pushing you into a bad deal. If the structure doesn't fit, we say so. You decide when and if you move forward.

Business Owner Feedback

What Business Owners Appreciate

Rick explained the numbers in plain English and helped me understand what made sense before moving forward.

I already had my information started, so the process was easy. The team helped me understand what options were realistic for my business.

Leadership Focus works with business owners across many industries. Results and available funding options vary based on individual business profiles.

Ready to Have Someone Fight for Your Funding?

You already gave us the basics. Now let Leadership Focus go to work — reviewing your file, negotiating with lenders, and finding a funding structure with payments you can actually manage. Full transparency from start to finish. No pressure to accept anything that doesn't fit.

🔒 Secure Request SupportIndependent Funding GuidanceMultiple Funding PathsU.S.-Based Team

Leadership Focus LLC

Richard Kingston — Owner, Leader & Senior Funding Manager

Eric White— Partner & Funding Manager

Leadership Focus LLC is the business funding company. Featured Executive Group helps coordinate incoming client communication, funding request support, and follow-up for Leadership Focus clients.

Funding options, approvals, amounts, terms, rates, and repayment structures depend on business revenue, deposits, time in business, credit profile, current funding position, underwriting review, and funder requirements. Leadership Focus LLC is not a bank. Mentioned funding companies are examples of business financing companies in the market and are not presented as guaranteed partners unless separately stated.

© Leadership Focus LLC • U.S.-based • Business-purpose conversations only